February 6, 2025
New Law Gives Credit Card Debt Relief to Domestic Abuse Victims
Historically there have been numerous protections and remedies available to a divorcing person that were unavailable to an unmarried person ending a long-term romantic relationship. The opportunity of a divorcing person to receive alimony is one example. Another relates to debts and specifically the ability of a divorcing spouse to obtain court orders addressing who, how and when his or her debts will be paid.
Until recently, the law didn’t provide such debt protection or relief to an unmarried person ending a romantic relationship. That is until a new law went into effect in Connecticut this past January 1, 2025. The “Act Concerning Coerced Debt” gives some protection to a domestic violence victim who incurred credit card debt due to the threats or coercion of their abuser. In the right circumstances, if the proper procedures are followed, the credit card company may be required to seek debt repayment from the abuser rather than the victim.
The Act isn’t a blanket credit card debt forgiveness and it does provide protections for the credit card company as well as the person incurring the debt. If you think you may qualify to take advantage of the new law and if so how to proceed consult with your family lawyer. Together you can explore your options and develop the strategy to get the best outcome.
By the way, although the law was designed to help nonmarried persons, married victims of domestic violence aren’t eliminated. So even if you are married and aren’t ready to divorce, a family lawyer can help you evaluate whether this new law might help you and if so, make a plan to proceed.
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